We all accept that part of building a structurally sound, solid, lasting building is that the building is established on strong foundations.

​Similarly, we would all acknowledge that any well run club, organisation or business is likely to also be built on strong foundations.

Given that we can see the benefit both literally and figuratively of building on strong foundations why don’t we apply that same mentality to the crafting and maintenance of a sustainable household budget?

I believe that the answer lies at least in part in that many of us don’t really understand “the rules of the game” so to speak.

Let’s look at some examples;

• How many of us know how to, or feel comfortable to ask our bank for a better deal on our existing home loan?
• Who could ascertain for themselves the monthly benefit or otherwise in consolidating their existing financial commitments?
• Who could honestly review their existing monthly income and expenses, and understand how they will have the ongoing capacity to pay their children’s school fees?

I could continue with the examples but now to my point (Honest self-appraisal is the key here);

• If your existing financial affairs are not based on strong foundations, and you are flying blind from a financial point of view the outcomes you are currently getting won’t change unless you are prepared to make change.
• Being bold – and prepared to engage the services of a professional who does understand “the rules of the game” is a great place to start – and can lead to genuine positive change.

I have established Empower Money Management to help with providing my clients with proactive educational initiatives around taking control of their existing financial situation.  

At Empower Money Management I have 32 years finance industry training, experience, insight and industry contacts behind me that I can use to assist my client base to understand “the rules of the game”.

I can help you to build strong foundations and a lasting structure with your own financial wellbeing.

As my vision states;
“Empowering people to make sound financial decisions on their own behalf, and enjoying the financial peace of mind that flows from good decision making”.

To become an Empower Money Management client contact Leigh today.
leigh@empowermm.com.au
www.empowermm.com.au
0407 439 827 

I have heard both of these statements countless times during the past three decades I’ve spent working in the finance industry.

The number of times I’ve heard these statements is part of the reason I have established Empower Money Management.
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Whenever I hear a client make these observations about their own financial affairs I often reflect on the “why?” behind this.

• Why have we never got any money?
• Why don’t we know where our money goes?

 
What needs to change for these statements to change?
 
Wouldn’t it be great if the statements became;
 

• “I love that I’m building up a balance in my savings account”.
• “I’m enjoying the financial peace of mind provided by a manageable and sustainable budget”.
• “I’m in control of my financial affairs. I know where my money goes each week”.
• “I have eliminated financial waste because I know how to track my discretionary spending”.  
• “I control my credit card; my credit card statement doesn’t control my emotions”.

 
It is possible for your own observations around your financial affairs to be positive.

Change can be made – you just need to commit to making the change. Let your emotions around managing your financial affairs become positive.

Contact Leigh at Empower Money Management to make the change today.
 
www.empowermm.com.au
leigh@empowermm.com.au

   

All of us have things we love to do, and also things that we don’t like doing. Some of us are lucky enough or skillful enough to turn our love or passion into our work. I would argue that you are in the wrong job if you don’t at the very least enjoy what you do for work. Furthermore, if you don’t enjoy what you do, and you actually dislike what you are doing I would suggest it’s time for a change right now.

You might be wondering what your workplace has to do with the world of budgeting and money management.

Let’s look at it like this;

• Your beloved family dog is sick – Do you take it to a vet who has a love and passion for animals and good animal health, or a practitioner who is just going through the motions?
• You want to have the family home repainted – Do you engage a qualified tradesman who has a pride and passion in his work, or a door to door charlatan out to make a quick buck?
• Your daughter/son has started playing netball/football – Do you join a team led by a trained coach who has an understanding and passion for teaching the game, or an old style oracle that stands on the sidelines berating your child’s efforts?      

Clearly the examples could go on, however now to my point.

• How many of us actually enjoy the task of balancing the family budget each month?  
• Alternately, do you even have a budget? If not, do you know where to start?
• How will you ever get better at managing your money if the task simply has no appeal to you in the first place?
• How has burying your head in the sand worked previously as a financial management strategy?

 
As with my workplace examples from above, it is a simple reality of life that different tasks best suit different people. When required, we engage the services of the expert in the needed field. An expert who has the skills, experience and most importantly the passion to ensure a good outcome is reached from the engagement of their services.

At Empower Money Management I have 32 years finance industry training, experience, insight and industry contacts behind me that I can use to assist my client base.

I have established Empower Money Management because I am passionate about providing quality finance coaching that will help to deliver financial peace of mind for my valued clients. 

To learn more or to become a client of Empower Money Management contact Leigh today.
www.empowermm.com.au
leigh@empowermm.com.au


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